Analyst, Credit Risk Management
Welcome to Beanstream Internet Commerce – we’re growing and looking for exceptional talent to grow with us. Our company is a fast paced, creative and a dynamic environment as well as a leader in our industry. We pride ourselves on our leadership, transparency and building our business with purpose. If you are a solutions oriented, high commitment and energetic individual, we want to hear from you. Beanstream offers a very competitive total compensation package. We are currently recruiting for a number of roles to help us execute on our product and growth strategy for the upcoming year.
Role Summary
The Analyst, Credit Risk Management’s main role is to support the company revenue growth by minimizing revenue losses and approving new business proactively weighing the risk versus reward factors. As such, this includes accounts portfolio credit risk due diligence, fraud management and on-going audit ensuring adequate protection is maintained and that the overall risks of accounts collectively match the creditworthiness and/or collateral in place. The main activities of the Analyst, Credit Risk Management centre around having strong analytical skills and the ability to understand financial data. The growing and changing business activities of Beanstream drive the need for continuous interpretation and change management. This is a high profile job which also requires close liaison with the management team across all functions.
Key Result Areas
Effectively process and manage real time on-line decisions through risk systems justifying all recommendation and mitigating risk by negotiating collateral requirements as well as restructuring contract terms as required.
Monitor high-risk accounts detecting and investigating potential fraud ensuring proper actions are taken when risk triggers are reached in a view to proactively limit the company exposure to fraudulent activities.
Audit progress against performance targets and organize counter-measures required to facilitate review and quantifying the company overall financial risk expose.
Responsible for implementing and overseeing the framework for managing credit risk including reporting to the Leadership team, and for further development of best practice, strategy and policy for risk management minimizing financial exposure.
Keep abreast and identify emerging trends and regulatory compliance related to payment risk to ensure that evaluation of new direction of relevance to the business is based on sound knowledge and awareness.
Knowledge Skills & Abilities
- Excellent financial analysis, corporate credit risk analysis, and financial modelling skills
- Demonstrable track record of achievement in credit risk management gained in a Financial Services environment
- Highly motivated, have a positive attitude and energy
- Well organised with solid communication skills
- Able to generate respect from various internal and external stakeholder groups
- Acting with integrity and trust
Qualifications
- Minimum of 3 years in analysis of risk profile data, relating the risk profile to business context, developing risk metrics, key indicators and trending analysis
- University degree in Business preferred
If you think you’re ready for a challenge and a change and would like to be part of our team please send your cover letter (including salary expectations) and resume via e-mail to: eharris@beanstream.com
We thank all of our applicants for their interest in our company and their time in applying. This is a high priority role therefore shortlisted candidates will be contacted in the next 2 weeks.
